We Are the People's Adjuster
The Light at the End of the Tunnel...
ABOUT TORCH PUBLIC ADJUSTERS
At Torch Public Adjusters, we believe homeowners and business owners deserve more than an insurance settlement — they deserve fairness. Our mission is simple: to protect policyholders and ensure that every client receives the full compensation they are entitled to under their insurance policy.
Torch Public Adjusters is built on integrity, transparency, and relentless advocacy. With years of hands-on experience in roofing, property damage, and insurance claim negotiation, TPA understands every detail of the claims process — from the initial filing of your claims to delivering results via satisfactory settlement.
We represent homeowners, landlords, and commercial property owners across Rhode Island and Connecticut who have suffered damage from:
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Wind & Storm Events
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Water Loss / Plumbing Failures
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Fire & Smoke Damage
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Roof Damage Claims
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Vandalism / Theft
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Business Interruption
EXCEEDING YOUR EXPECTATIONS
120+
CLAIMS SETTLED
98%
SATISFACTORY SETTLEMENTS
>$10MIL
CLAIM SETTLEMENTS
DENIED?
Think your settlement is final? Think Again.
Insurance companies often make initial settlement offers that fall short of what a policy truly allows. A second review can uncover missed damage, pricing errors, and overlooked coverage.
Torch Public Adjusters specializes in second opinions and has successfully reversed claim decisions and secured significant increases in settlements for homeowners and business owners who were initially underpaid or denied.
Before you accept less than you deserve, let us review your claim.
A second look can make a big difference.
WHY CHOOSE TORCH PUBLIC ADJUSTERS
When you file an insurance claim, you’re entering a complex process designed and controlled by the insurance company. At Torch Public Adjusters, we level the playing field — protecting your rights, maximizing your settlement, and guiding you every step of the way.
Here’s what sets us apart:
🔥 Aggressive Advocacy & Real Results
We fight exclusively for policyholders — not insurance companies. Our priority is securing the highest possible payout, backed by evidence, strategy, and legal understanding of policy language.
🔥 Extensive Construction & Damage Knowledge
With hands-on expertise in roofing, siding, interior damage, storm claims, and structural loss, we know how to identify hidden damage insurance adjusters overlook — and prove it.
🔥 Direct Communication With Your Adjuster
You don’t deal with call centers or assistants. You work directly with Tyrone Dulin, ensuring personal attention, quick responses, and full transparency.
🔥 We Handle the Entire Process For You
From damage documentation to negotiation and settlement — we manage everything. You simply authorize us and we go to work, saving you stress and time.
🔥 No Recovery, No Fee
If we don’t get you paid more than what the insurance company offered — you owe us nothing. Period.
🔥 We Beat Denials & Lowball Offers
Insurance carriers often deny claims or offer less than repair cost. We challenge improper decisions using law, evidence, and policy language to reverse outcomes.
🔥 Local Support You Can Trust
Serving Rhode Island and Connecticut, we understand local codes, weather patterns, and claim behavior in this region — giving your case an advantage.
🔥 Proven Industry Relationships
We partner with contractors, engineers, and forensic analysts to build airtight claim packages that carriers cannot ignore.
PERSONALIZED SUPPORT
Understanding the unique needs of each homeowner, we provide personalized support to ensure maximum impact and a smooth recovery process.
ADVOCACY AND SUPPORT
Our approach centers around advocating for homeowners and providing dedicated support throughout the insurance claims and restoration process.
RESULTS-DRIVEN APPROACH
We are dedicated to achieving tangible outcomes, focusing on facilitating the successful recovery and restoration of homes for our clients.
ENGAGEMENT AND PARTNERSHIP
We engage with homeowners as partners in the recovery journey, offering expertise and support to help them navigate the challenges and achieve their restoration goals.
WHAT HOMEOWNERS SAY
"Working with Torch Public Adjusters has been instrumental in the restoration of our home after fire damage. Their expertise and dedicated support have made a significant impact."
Maria Rodriguez
"Torch Public Adjusters provided exceptional guidance and advocacy in managing our water damage claim, ensuring a smooth and successful recovery process."
Raven Prieto
"I highly recommend Torch Public Adjusters for their personalized approach and unwavering support during the restoration of our home after weather-related damages."
Marc Klein
